Private Exchange

Learn more about this full-service solution for individuals to purchase health coverage through an online marketplace.

Minnesota Health Insurance Exchange

In October 2011, Governor Mark Dayton signed an order creating the Health Reform Task Force to propose strategies for improving the overall health care of the state. Then in March 2013, Minnesota legislature enacted the creation of the Minnesota Insurance Marketplace. With its implementation, Minnesotans will be able to compare health insurance options based on cost, quality, and consumer satisfaction.

Essential Health Benefits

In December 2011, the Health Reform Task Force created Work Groups, whose tasks included evaluating options for the EHB plan. The Task Force reviewed the Minnesota-based benchmark options under federal guidance and found that the differences between the options were not significant. As a result, Minnesota chose not to submit a recommendation, and the state’s benchmark EHB plan defaulted to the largest small-group plan in the state, Blue Cross Blue Shield Major Medical.

Minnesota Health Insurance Exchange Stats:

  • Total Residents: 5,246,000
  • Total Health Expenditures (in millions): $38,994
  • Exchange Decision: State-based Exchange
  • Total Health Insurance Exchange Grant: $113,169,007
  • EHB Benchmark Plan Status: Default to the largest small-group plan in the state, Blue Cross Blue Shield Major Medical


The state-run Minnesota Insurance Marketplace defaulted its benchmark essential health benefits plan to Blue Cross Blue Shield Major Medical, the largest small-group plan in Minnesota.

For more information about setting up a private exchange solution in Minnesota, contact a representative at GoHealth today.