Private Exchange

Learn more about this full-service solution for individuals to purchase health coverage through an online marketplace.

Illinois Health Insurance Exchange

In July 2012, Governor Pat Quinn began to establish a state-federal partnership exchange with the intention to transition to a fully state-based exchange in 2015 because his office thought it would be difficult to meet the federal timetable for implementation. Once it is fully effective in 2014, the Affordable Care Act (ACA) aims to increase access to health care, reduce treatment disparities, control insurance costs, and improve the affordability, quality and effectiveness of health care.

Essential Health Benefits

The ACA allows each state to recommend a benchmark plan from a variety of health insurance plans currently offered in the state. In September 2012, the Illinois Health Care Reform Implementation Council recommended the BlueCross BlueShield of Illinois BlueAdvantage small group plan supplemented by the federal BlueVision package and the AllKids dental package as the benchmark package. This plan serves as the baseline for services provided in Qualified Health Plans sold inside and outside of the Illinois Exchange beginning in January 2014.

Illinois Health Insurance Exchange Stats:

  • Total Residents: 12,734,000
  • Total Health Expenditures (in millions): $87,112
  • Exchange Decision: Partnership exchange, with the intent to transition to a fully state-based exchange in 2015
  • Total Health Insurance Exchange Grant: $153,741,352
  • EHB Benchmark Plan Status: BlueCross BlueShield of Illinois BlueAdvantage small group plan supplemented by the federal BlueVision package and the AllKids dental package


While it currently has a state-federal exchange collaboration, Illinois will transition to a state exchange in 2015. Illinois recommended the BlueCross BlueShield of Illinois BlueAdvantage small group plan supplemented by the federal BlueVision package and the AllKids dental package as the benchmark package for essential health benefits.

For more information about setting up a private exchange solution in Illinois, contact a representative at GoHealth today.